DaveRamseyGuru.com

This is why YOU are in debt

 Great article here, This is Why You Are in Debt!

• You buy miscellaneous crap you don’t need or use.
• You use credit to purchase things you can’t afford to buy in cash.
• You think of certain product brands as fashionable status symbols.
• You buy a brand new car every few years.
• You buy things you could have borrowed from a friend or rented.
• You pay retail prices on everything you buy.
• You own (or rent) way more house than you need.
• You don’t follow any sort of formal budgeting plan.
• You don’t automate 401K or savings deposits.
• You don’t leverage the small investments you do have.
• You’re married to (or dating) a spend-thrift.
• You’ve never educated yourself on basic money management.
• You have a ‘get rich quick’ mentality.
• You have nasty, money-sucking (and life-sucking) habits.
• You waste too much of your own time.
• You aren’t taking care of your health. .
• You aren’t enjoying life’s (free) simple pleasures.
• You went through an unfortunate divorce.

FULL ARTICLE WITH MORE INFO ON EACH REASON ABOVE.