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US News and World Reports on Dave’s Ramsey’s Financial Peace University, why it is sweeping the nation, and how you can get FPU at your church US News i Svijet Izvješća o Dave's Ramsey's Financijska mira Sveučilišta, zašto je brišući naroda, i kako možete dobiti na FPU crkva

Churches Tackle Worshipers’ Money Management By Liz Wolgemuth Crkava ugovaranju Worshipers' Money Management by Liz Wolgemuth

When Justin Moore and his wife, Bonnie, cut up their credit cards in a show of financial freedom earlier this year, they did it in front of a group of supporters—at church.Moore, 25, works as an information technology coordinator for a staffing agency in Shelby, NC, but on Sunday nights he heads back to church to serve as a group coordinator for a local course of Dave Ramsey’s Financial Peace University. Kada Justin Moore i njegova žena, Bonnie, rasjeći njihovim kreditnim karticama u pokazuju financijske slobode ranije ove godine, oni ga pred grupom navijača-u church.Moore, 25, djeluje kao koordinator informacijske tehnologije za osoblja u agenciji Shelby, NC, ali u nedjelju noći on glave natrag u crkvu da služe kao koordinator grupe za lokalni tijek Dave Ramsey's Financijska mira Sveučilišta. Ramsey, an author and radio show host, created the popular 13-week program, which covers getting out of debt, living on a budget, and establishing better money management skills. Ramsey, autor i radio-show host, stvorio je popularni 13-week program, koji obuhvaća dobivanje iz duga, koji žive na proračunu, te uspostavljanje bolje umijeće upravljanja novcem. It’s basically the nuts and bolts of personal finance with a notable twist: The course is biblically based. To je u osnovi na NUTS i bolts osobnih financija s primjetan uviti: Kolegij se temelji biblically.

As more and more churches around the country address their members’ financial situation, Christian believers like Moore are finding financial advice where they worship. Kako sve više i više crkava širom zemlje adrese svojih članova financijske situacije, kao što su kršćanski vjernici Moore spoznaju financijski savjet gdje se poklonim. The offerings vary. U prinosu se razlikovati. Some churches have well-established financial ministries that meet a variety of needs, while others simply play host to courses taught with outside materials. Neke crkve su dobro uspostavljene financijskih ministarstava koje zadovoljavaju različite potrebe, dok su drugi jednostavno igraju vojskom na tečajeve naučilo s vanjskim materijala. Moore’s church is offering the class for the first time. Moore je crkva nudi klasi po prvi put. “We’re really starting to see a change in people’s lifestyles,” he says. "Mi zaista počinje vidjeti promjenu u ljudima i stil života," kaže on. “They have this financial stress relieved. "Oni su taj financijski stres olakšan. They’re able to come closer to God. Oni mogu doći bliže Bogu. It just improves every other aspect of your life.” To samo pojačava i svaki drugi aspekt svog života. "

The expanding universe of church-based financial help comes as churches recognize the connection between people’s relationship with money and their relationship with God, says Dave Briggs, director of the pioneering Good Sense ministry at Willow Creek Community Church , a megachurch in suburban Chicago. U širenju svemira i crkva se temelji na financijskoj pomoći crkvama prepoznaje se kao veze između ljudi u odnos s novcem i njihov odnos s Bogom, kaže Dave Briggs, direktor je pionirski dobar osjećaj u ministarstvu vrba Creeku zajednice Crkve, a megachurch u predgrađe Chicaga .

Good Sense was established at the church in the early 1980s and has since spread through its network of affiliated churches. Dobar osjećaj je osnovan na crkvu u ranim 1980-ih i od tada proširila po svojim mreža pridruženo crkve. Now Willow Creek is getting ready to roll out a personal finance presentation that’s just for 20-somethings. Sada vrba Creeku je spremna za dobivanje izvaljati osobne financije prezentaciju koja je samo za 20-somethings. Briggs says they need the same message in a different package—something other than the standard line about budgets, mortgage payments, and retirement plans. Briggs kaže da je potrebno istu poruku u različitim paket-nešto drugo nego standardni redak o proračunima, hipoteka plaćanja i mirovinski programi.

“Debt doesn’t scare 20-somethings anymore, which is really a shame,” Briggs says. "Dugom ne preplašiti 20-somethings više, što je zapravo šteta", kaže Briggs. “So you’re really dealing with a different mind-set.” He points to the experience his own 28-year-old son, JR Briggs, had when buying a condo. "Tako ste stvarno bave s različitih um-set." On ukazuje na iskustva svoje 28-godišnji sin, JR Briggs, imao kada kupujete Condo. The younger Briggs, a pastor in Souderton, Pa., carefully calculated exactly how much condo he could afford, and then the bank approved him for twice as much. Mlađi Briggs, a župnik u Souderton, PA, pažljivo izračunavaju točno koliko Condo je mogao priuštiti, a potom je banka odobrila za njega dvostruku količinu. (He went with his own math). (On je otišao sa svoje matematičke). “Society no longer has the fences around 20-somethings to help them avoid making bad financial decisions,” the elder Briggs says. "Društvo više ne ograde ima oko 20-somethings kako bi ih izbjeći stvaranja loše financijske odluke," Starijoj Briggs kaže.

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