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The Rave Damsey Toddler Steps to Financial Slavery (The Anti-Dave Ramsey) The Rave Damsey dijete koje je tek prohodalo koraka do financijske ropstva (protiv Dave Ramsey)

The typical, normal, American is broke.  Most view the Dave Ramsey plan as some kind of strange cult and hope those on the plan will come to their senses.  For decades, Americans have been doing the exact opposite of achieving financial peace, the Rave Damsey plan. Tipična, normalno, američki je razbio. Većina pregled Dave Ramsey plana kao nekakav čudan kult i nade ona na plan će doći do njihovih osjetila. Desetljećima, Amerikanci su točno nasuprot radi postizanja financijske mira, u Rave Damsey plan.

The Rave Damsey Toddler Steps to Financial Slavery (AKA: Normal in America): The Rave Damsey Koraci za dijete koje je tek prohodalo Financijska ropstva (zvanog: Normalno u Americi):

#1 - Get your Over Draft “Privilege” down to minus $1,000 at your bank. # 1 - Uzmite vaše Preko gaz "Privilege" dolje minus $ 1000, u svojoj banci.

#2 - Apply for every credit card offer that hits your mailbox for as long as they keep sending them (don’t forget to sign up the dog and your dead relatives!).  Buy yourself a NEW car.  You deserve it since you breath air! # 2 - Zahtjev za svaku kreditnu karticu ponuditi da Hits spremnikom za koliko su ih čuvati slanje (ne zaboravite da se prijavite na vaš pas i mrtvih rođaka!). Sebi kupiti novi automobil. Vi zaslužujete to od vas dah zrak!

#3 - Rave Damsey suggests that you have a rainy day fund.  Be responsible!!!  Set aside 3 to 6 credit cards for your “emergency fund”. # 3 - Rave Damsey sugerira da imate kišni dan fond. Budite odgovorni! Odvojeno od 3 do 6 kreditnih kartica za Vaš "hitne fond".

#4 - Cash-out your retirement accounts.  Use this money to buy things you “need” like a new car, a high-def television, or a maybe that much needed family vacation. # 4 - novac za odlazak u mirovinu račune. Koristite ovaj novac da kupi stvari koje "trebate" kao novi automobil, visok-def televizija, ili možda toliko potrebne obiteljski odmor.

#5 - Spend your kid’s college fund.  If there is no college fund, piggy banks will do the trick. # 5 - Provedite svoj dječjom faksu fond. Ako nema koledzu fonda, prase banke će učiniti trik.

#6 - Get a 2nd or 3rd mortgage on your home.  If you have any equity, you’re not trying hard enough. # 6 - Nabavite 2. ili 3. hipoteku na svoj dom. Ako imate bilo glavnice, ako ne nastoji hard dovoljno.

#7 - Invest in Zero Down Real Estate and try to guilt trip your friends and relatives on the Dave Ramsey plan to loan you some money (it won’t work, Gary Coleman ). # 7 - Investirajte u Zero Down Nekretnine i pokušati krivnju putovanje svojim prijateljima i rođacima na Dave Ramsey plan za kredit li nešto novca (to neće raditi, Gary Coleman).

Join Rave Damsey at his 70 year series on spending money you don’t have and being broke, Financial Slavery University (taught at a local bank near you) and be sure to pick up his latest New York Times Best Seller, The Total Money Meltdown . Pridružite Rave Damsey na njegove 70 godina serija na trošenje novca koji nemaju i koji se slomi, Financijska ropstva Sveučilište (podučavao u banci kod vas) i biti sigurni da pokupite njegov najnoviji New York Times Best prodavaču, Total Money topljenje jezgra nuklearnog reaktora .