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The Dave Ramsey Hot Tub The Dave Ramsey hot čabar

Last summer, we discussed the idea of getting a swimming pool or a hot tub, because our daughter loves the water so much. Posljednje ljeto, mi o ideji tiče bazen ili vruć kupanje u kadi, jer naše kćeri voli vodu toliko. In our pre-Dave era, we might have just done it and bought a pool or hot tub because we wanted it. U našoj pred-Dave doba, možda samo mi to učinio i kupio bazen ili vruće kadica jer smo ga htjeli. When you have been working Dave’s plan, the simple fact that you have a plan, often turns every purchase into a philosophical debate … do I need this? Kada su radni Dave's plan, jednostavno činjenica da imate plan, često pretvara svaku kupnju u filozofske rasprave ... trebam to? should I apply extra cash to my baby steps? trebam primijeniti dodatni novčani za moje korake beba? what would Dave do? Što bi Dave učiniti?

A normal American would probably just buy the hot tub, whether they had they money or not, because they breath air and are entitled to a hot tub. Normalan Amerikanac vjerojatno bi samo kupiti vruće kupati se, da li su oni novaca ili ne, jer su dah zraka i imaju pravo, na vrućim kadica. My wife and I often discuss a computer purchase that I made back in 1996. Moja supruga i ja često razgovarati o kupnji računala koja sam napravio u 1996. Back then computers were still fairly expensive. Natrag zatim računala su još uvijek relativno skupo. I wanted one. I ja sam htjela jednu. I was getting it no matter what. Bio sam pospan sam ga bez obzira. It didn’t matter that I had a crappy job, car payment, was young and stupid. Nije stvar da sam imao jebani posao, auto plaćanja, koji je bio mlad i glup. I wanted it. Htjela sam to. My wife was Dave Ramsey smart before we knew who Dave Ramsey even was, but I wore her down on these issues. Moja žena je Dave Ramsey pametna prije nego što je znao Dave Ramsey koji je čak, ali sam nosio joj se o ovim pitanjima. She was Common sense before common sense was cool. Ona je zdrav razum pred zdrav razum je super. When discussing Dave, she often says, “I tried to tell you that 10 years ago.” In any case, I financed the $2,000 computer and it was a glorified paper weight within a couple of years. Kada je opisala Dave, ona često govori ", pokušao sam vam reći da je prije 10 godina." U svakom slučaju, ja financirao je 2000 dolara računalo i to je bio proslavio težinom papira u roku od nekoliko godina.

Flash forward to the hot tub discussion 11 years later. Bljesak naprijed na toplom kadica diskusija 11 godina kasnije. At this point, we had no debt but the house, had an emergency fund, and probably actually had the cash to put in a hot tub. U ovom trenutku, imali smo ne duga, ali u kuću, imao hitnog fond, i zapravo vjerojatno su imali novca za put u vrućim kadica. With a daughter with Autism and only ~$20k left on the mortgage before total freedom, it wasn’t even much of a discussion. Uz kćer s Autizam i jedini ~ $ 20k lijevo na hipoteku prije ukupno slobode, nije bilo ni mnogo raspravu. Throw it on the mortgage. Baciti ga na hipoteku.

Who would have thunk it? Tko bi thunk to? Trying to kill the last of the home mortgage brings more pleasure than a hot tub ever could bring. Pokušaj ubiti posljednjeg od kuće hipoteka donosi više zadovoljstva nego topla kadica ikad mogla donijeti. The paid off home mortgage really is the status symbol of choice around here. U otplaćen home hipoteka stvarno je status simbol izbor oko ovdje. We still want a pool or hot tub, but there are other goals ahead of this one. Još uvijek želite bazen ili kupanje u kadi vruće, ali ima druge ciljeve ispred ove.

So, Plan B, The Dave Ramsey Hot Tub … Dakle, plan B, Dave Ramsey je vruće kadica ...

Step 1: Purchase a Walmart Kiddie Pool Korak 1: kupiti Walmart Kiddie bazen

Step 2: Using a normal garden hose, siphon some hot water out of the kitchen sink to the pool. Korak 2: Korištenje normalan vrt crijevo, sifon vruće vode iz sudopera je na bazen. Add some blue food coloring for added fun. Dodajte neke plave bojila za dodao zabavno.

Step 3: Enjoy Korak 3: Uživajte

Viola, The Dave Ramsey Hot Tub. Viola je Dave Ramsey hot kadica. Total Hot Tub Investment = $19.99. Ukupno Hot kadica Investicijski = $ 19.99.

I’m sure when we finally do put in that hot tub, or pool, it will feel even better when the grass around it is paid for and there isn’ta payment in the world. Siguran sam da kad smo konačno napraviti da se stavi u vruće kupati se, ili bazen, to će se osjetiti čak i kada je bolje travu oko nje se plaća i za tu isn'ta plaćanje u svijetu. Swim like no one else, then later, you get to swim like no one else. Plivanje kao nitko drugi, a kasnije, dobivate plivati kao nitko drugi. I’m sure my wife would veto this idea, but I am thinking of something like this one day. Siguran sam da moja supruga bi veta ovu ideju, ali mislim nešto kao što je ovaj jedan dan.

Is that Dave Ramsey? Je li to Dave Ramsey? Nope. Ne. Too much hair. Previše kose.

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