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On God’s and Grandma’s way of dealing with money … Na Božju i Grandma's način bave novac ...

Dave Ramsey often says on his shows that he teaches God’s and Grandma’s ways of dealing with money, “only we keep our teeth in.” Dave Ramsey često govori o njegovoj pokazuje da je on naučava Božje i Grandma's načinima rješavanja novca ", samo smo našu zadržali zubi rezervirati"

There is no doubt on the God part. Nema sumnje o Bogu dio. Some people who take every syllable of the Bible very seriously often ignore Proverbs 22:7 which states that “the borrower is slave to the lender.” As Dave often reminds his flock, nowhere in the Bible is debt used for good. Neki ljudi koji se svaki slog od Biblije vrlo često teško zanemariti u skladu s 22:7 kojem se navodi da je "dužnik je rob na vjerovniku." Kao Dave često podsjeća njegova stada, nigdje u Bibliji je duga koristi se za dobro. Every single time it is mentioned it is negative, a curse, something to be avoided. Svaka jednom trenutku je spomenuti da je negativan, prokletstvo, nešto treba izbjegavati. Any time you can cut another “master” out of your life, this is good, especially if it’s Master Card. U bilo koje vrijeme možete izrezati još jedan "majstor" iz svog života, to je dobro, posebno ako je Master Card.

On the Grandma’s side of the equation, this is mostly true. Na Grandma's strana jednadžbi, to je uglavnom istina. When it comes to my wife and I, we are 3/4 on the Grandma Equation. Kada se radi moja žena i ja smo 3 / 4 na Grandma Formula. 3 Grandmas were like Dave often talks about, very frugal, very thoughtful about money, don’t buy something , you can’t afford it, if you can’t pay for it. 3 Grandmas kao što su Dave često govori o vrlo skroman, vrlo pažljiv oko novca, ne kupiti nešto, ne možete priuštiti, ako ne možete platiti za to. The 4th grandma (and grandpa) were Normal American, broke leveraged up to their eyeballs, if they saw something they wanted, they bought it. U 4. baka (i djed) su američki Normalno, slomi leveraged do njihove eyeballs, ako ugledaju nešto što je htio, oni to kupili. They deserved stuff because “they breathed air.” The sad part of this story is that these were the one set of grandparents that came from some real money. Oni zasluženi stvari jer "oni disalo zrak." Tužno je dio ove priče je da su oni bili jedna grupa baba i deda koji je došao iz neke pravi novac. Just one generation back and this family thrived and should have changed their family tree for generations. Samo jedan naraštaj natrag i ovaj obitelji thrived promjena i trebali bi imati njihove obiteljsko stablo za generacije.

Somehow, the Cape Cod or wherever beach houses didn’t make it past this particular grandma. Nekako, na Cape Cod ili gdje god plaže kuće nije se prošlosti ovaj baka. The older these grandparents got, the less touch of reality that they had with finances. U tih starijih baba i deda dobio, manje dodir stvarnosti koje su s financijama. People will loan money to and sell truck loads of crap to the elderly. Ljudi će novac na zajam i prodaju kamion hrpe sranje do starijih osoba. Somehow, giving old people, who are increasingly more feeble and gone in the mind, credit cards to shop like drunken sailors, doesn’t seem like a great business plan, but that is exactly what credit card companies did in this case. Nekako, daje starim ljudima, koji su sve više slabo i nestala u vidu, kreditnim karticama do dućana kao pijani mornari, ne činiti se poput velik poslovni plan, ali to je upravo ono što kreditna kartica tvrtke nije u ovom slučaju.

Old people Credit Cards QVC = Not the kind of Grandma Dave talks about on his show. Stare osobe Kreditne kartice QVC = Nije vrstu Grandma Dave govori o na njegov show.

Help me be Better Than I Deserve by clicking a Dave Ramsey New York Times Bestseller for more information. Pomozi mi biti bolje nego ja zaslužujete od kliknite na Dave Ramsey New York Times bestseler za više informacija. Take control of your life or sent it to someone you care about who is deep in the dodo of financial pain and strain. Uzmi kontrolu nad svojim životom ili poslati ga netko vam je stalo, koji se u dubokom dodo financijskih bol i naprezanje. This book will change their lives if they read it. Ova knjiga će promijeniti njihove živote, ako su ga pročitali.