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Dave Ramsey not crazy about the federal government’s stimulus tax rebate election year scam Dave Ramsey ne poludim za savezne vlade poticaj povrat poreza izbornoj godini muljaža

Dave Says on Nashville City Paper by Dave Ramsey Dave kaže o Nashville Grad papira po Dave Ramsey
Dear Dave, Dragi Dave,

I’m curious as to how you feel about the government’s stimulus tax rebate plan. Ja sam znatiželjan kako s tim kako se osjećate o vladi poticaj povrat poreza plan. Our household income is over the maximum income amount to receive the rebate, so we’ll be getting nothing but the bill — again. Naše domaćinstvo prihod premašuje maksimalni iznos prihoda, dobiti popust, tako da ćemo biti ništa, ali dobivam račun - opet. It seems that those who will receive this money are encouraged to do nothing but spend it. Čini se da oni koji će primiti taj novac se preporučuje učiniti ništa, nego ga provesti. Does this bother you, too? Da li ovo vam smetaju, previše?
—Keith -Keith

Dear Keith, Dragi Keith,
I’m not crazy about this plan, either. Nisam ludog o ovom planu, bilo. I don’t like the idea that my money could be going to help someone else buy a big-screen television or whatever toy they’ve got in mind. Ja ne vole ideju da bi mogao biti moj novac ide za pomoć netko kupi veliki-televizijski ekran ili bilo koji igračka oni imamo na umu. I understand that the “rebate” is designed to stimulate the economy and pull us away from a possible recession, but it sounds a little like socialism to me — and that’s just the opposite of capitalism. Razumijem da su "popust" je osmišljen kako bi stimulirala gospodarstvo i povući nas daleko od moguće recesije, ali zvuči malo kao da mi socijalizma - i to je upravo suprotno od kapitalizma.

The whole idea — increased consumer spending giving the economy a boost — sounds good in theory. Cijela ideja - povećana potrošnja potrošača daje privredi jedna povišica - Zvuči dobro u teoriji. But, I think a much better idea would be to encourage freedom from debt. Ali, mislim mnogo bolja ideja bila bi poticati slobodu od duga. THAT would increase consumer spending, and in turn, cause the economy to flourish. To bi povećanje potrošnje potrošača, i opet, uzrok je ekonomije na procvat.

I’m sure, too, that a lot of people have already spent this money in their minds. Ja sam siguran, također, da je dosta ljudi već potrošio taj novac u njihov um. That’sa really bad idea! To je zaista loša ideja! It’s an open invitation for Murphy to move right into their spare bedrooms lock, stock and barrel. To je otvoreni poziv za Murphy pravo da se presele u svoje sobe rezervnih posve. I’m still amazed that so many people waste this “free” money instead of making it work for them by paying off debt or investing. Ja sam još uvijek izvan sebe da tako mnogo ljudi otpada ovaj "slobodan" novac, umjesto što je raditi za njih otplata duga ili ulaganja.

Think about this. Razmislite o tome. If you invest this chunk of money in a good mutual fund for a few years you’ll receive a lot more free money than just the original $600 or $1,200. Ako uložite taj komad novca u dobre međusobne fond za nekoliko godina dobit ćete mnogo više slobodnog novca nego samo originalni $ 600 ili $ 1200. Let’s say you get $600 back and park it in a mutual fund averaging 12 percent. Recimo da dobijete $ 600 i vratiti ga u park zajednički fond usrednjavanje 12 posto. In 10 years that investment will grow to about $2,000. U 10 godina da se investicija će rasti do oko 2000 dolara. Leave it in there for 20 years and it’ll be worth $6,500. Ostavite ga tamo za 20 godina i to će biti vrijedan 6500 dolara. For married couples that $1,200 can grow up to $13,000 over 20 years. Za bračne parove to $ 1200 može narasti do 13000 dolara više od 20 godina.

Don’t get me wrong. Ne bi mi krivo. I’m not a total scrooge, and there’s nothing wrong with having a little fun with your money. Nisam ukupno škrtac, a postoji ništa u redu sa ima malo zabave s vašim novcem. But the quicker you get out of debt, the quicker you can have the fun stuff, change your family tree and bless others! Ali brže dobivate iz duga, i brže možete imati zabava stvari, promijeniti svoje obiteljsko stablo i blagosloviti drugima!

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