<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>DaveRamseyGuru.com</title>
	<atom:link href="http://www.daveramseyguru.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.daveramseyguru.com</link>
	<description>A Dave Ramsey Fan Site Blog ... This is NOT an official Dave Ramsey site (Vist Dave at DaveRamsey.com)</description>
	<lastBuildDate>Tue, 17 Apr 2012 20:33:49 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0.3</generator>
		<item>
		<title>Turn old credit cards into new guitar picks</title>
		<link>http://www.daveramseyguru.com/turn-old-credit-cards-into-new-guitar-picks/</link>
		<comments>http://www.daveramseyguru.com/turn-old-credit-cards-into-new-guitar-picks/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 20:33:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Better Than I Deserve]]></category>
		<category><![CDATA[Credit Card Guitar Pick]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Genius of Dave Ramsey]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/?p=268</guid>
		<description><![CDATA[Guitar picks are small, and we have to admit, sometimes we lose &#8216;em. And sometimes, you just discover you need one at the strangest times (impromptu flashmob jam sessions, raucous children&#8217;s parties, boring company meetings, etc.). Well, the good news is: if you have a DIY Guitar Pick Punch and some imagination, you&#8217;ll never be without [...]]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/turn-old-credit-cards-into-new-guitar-picks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save 35% on Gas TODAY by making a few changes in behavior! (Hypermiling)</title>
		<link>http://www.daveramseyguru.com/save-35-on-gas-today-by-making-a-few-changes-in-behavior-hypermiling/</link>
		<comments>http://www.daveramseyguru.com/save-35-on-gas-today-by-making-a-few-changes-in-behavior-hypermiling/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 14:58:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Hypermiling]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/save-35-on-gas-today-by-making-a-few-changes-in-behavior-hypermiling/</guid>
		<description><![CDATA[ Some folks have this &#8220;hypermiling&#8221; down to an art form.  If you don&#8217;t know what &#8220;hypermiling&#8221; is, here&#8217;s a little primer. NEW YORK (CNNMoney.com) &#8211; You can get 35 percent better fuel mileage out of your current vehicle by using a device most drivers already have. That would be your right foot. Most drivers agonizing [...]]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/save-35-on-gas-today-by-making-a-few-changes-in-behavior-hypermiling/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do I freeze/thaw my credit?</title>
		<link>http://www.daveramseyguru.com/how-do-i-freezethaw-my-credit/</link>
		<comments>http://www.daveramseyguru.com/how-do-i-freezethaw-my-credit/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 13:51:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/how-do-i-freezethaw-my-credit/</guid>
		<description><![CDATA[Below you&#8217;ll find instructions and links on initiating a credit freeze or thaw from each credit bureau:EQUIFAX CREDIT FREEZE &#8211; [Website] Credit freezes may be done online or by certified mail &#8211; return receipt requested. Check your state&#8217;s listing for the exact cost of your credit freeze and to see if there is a reduction [...]]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/how-do-i-freezethaw-my-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SWAT Team breaks down man&#8217;s door over STUDENT LOANS!</title>
		<link>http://www.daveramseyguru.com/swat-team-breaks-down-mans-door-over-student-loans/</link>
		<comments>http://www.daveramseyguru.com/swat-team-breaks-down-mans-door-over-student-loans/#comments</comments>
		<pubDate>Wed, 08 Jun 2011 13:36:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Dave in the News]]></category>
		<category><![CDATA[Genius of Dave Ramsey]]></category>
		<category><![CDATA[Misc.]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/swat-team-breaks-down-mans-door-over-student-loans/</guid>
		<description><![CDATA[STOCKTON, CA &#8211; Kenneth Wright does not have a criminal record and he had no reason to believe a S.W.A.T team would be breaking down his door at 6 a.m. on Tuesday. &#8220;I look out of my window and I see 15 police officers,&#8221; Wright said. Wright came downstairs in his boxer shorts as a [...]]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/swat-team-breaks-down-mans-door-over-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of America in Wikileaks crosshairs?</title>
		<link>http://www.daveramseyguru.com/bank-of-america-in-wikileaks-crosshairs/</link>
		<comments>http://www.daveramseyguru.com/bank-of-america-in-wikileaks-crosshairs/#comments</comments>
		<pubDate>Tue, 30 Nov 2010 22:42:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Misc.]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/bank-of-america-in-wikileaks-crosshairs/</guid>
		<description><![CDATA[  It certainly appears that everyone&#8217;s favorite big bank without a soul, Bank of America, is on tap to get the Wikileaks treatment. In a story published yesterday on Forbes.com, WikiLeaks founder Julian Assange is quoted as saying that the whistleblower Web site is sitting on tens of thousands,  possibly even hundreds of thousands, of [...]]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/bank-of-america-in-wikileaks-crosshairs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things we don&#8217;t need &#8230;</title>
		<link>http://www.daveramseyguru.com/things-we-dont-need/</link>
		<comments>http://www.daveramseyguru.com/things-we-dont-need/#comments</comments>
		<pubDate>Wed, 22 Sep 2010 20:49:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Genius of Dave Ramsey]]></category>
		<category><![CDATA[Oft Quoted]]></category>
		<category><![CDATA[Total Money Makeover]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/things-we-dont-need/</guid>
		<description><![CDATA[&#8220;We buy things we don&#8217;t need with money we don&#8217;t have to impress people we don&#8217;t like.&#8221; — Dave Ramsey]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/things-we-dont-need/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dave Ramsey / Guide to Getting the Most out of Your Social Security Retirement</title>
		<link>http://www.daveramseyguru.com/dave-ramsey-guide-to-getting-the-most-out-of-your-social-security-retirement/</link>
		<comments>http://www.daveramseyguru.com/dave-ramsey-guide-to-getting-the-most-out-of-your-social-security-retirement/#comments</comments>
		<pubDate>Sat, 31 Jul 2010 03:03:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Broke Desperate Stupid]]></category>
		<category><![CDATA[Dave Books]]></category>
		<category><![CDATA[Genius of Dave Ramsey]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Total Money Makeover]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/dave-ramsey-guide-to-getting-the-most-out-of-your-social-security-retirement/</guid>
		<description><![CDATA[]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/dave-ramsey-guide-to-getting-the-most-out-of-your-social-security-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dave Ramsey endorses Zach Wamp.  Why?  Sellout?</title>
		<link>http://www.daveramseyguru.com/dave-ramsey-endorses-zach-wamp-why/</link>
		<comments>http://www.daveramseyguru.com/dave-ramsey-endorses-zach-wamp-why/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 21:38:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Government]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/dave-ramsey-endorses-zach-wamp-why/</guid>
		<description><![CDATA[Dave can do whatever he wants for sure, but I wish he would stay out of politics.  For one thing, he pisses off lots of listeners/viewers for no good reason, for another Zach Wamp?  Seriously.  Sad.This poster at Ron Paul Forums sums it up nicely &#8230;. Why did Dave Ramsey endorse Zach Wamp for TN Governor? [...]]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/dave-ramsey-endorses-zach-wamp-why/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dave Ramsey: Abraham Lincoln&#8217;s debt letter to his brother</title>
		<link>http://www.daveramseyguru.com/dave-ramsey-abraham-lincolns-debt-letter-to-his-brother/</link>
		<comments>http://www.daveramseyguru.com/dave-ramsey-abraham-lincolns-debt-letter-to-his-brother/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 13:32:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Abraham Lincoln's Debt Letter]]></category>
		<category><![CDATA[Genius of Dave Ramsey]]></category>
		<category><![CDATA[Gods and Grandmas]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/dave-ramsey-abraham-lincolns-debt-letter-to-his-brother/</guid>
		<description><![CDATA[Abraham Lincoln&#8217;s Letter to His Deadbeat Brother who needed to get a job, instead of borrowing more money &#8230; Dear Johnston:&#8211; Your request for eighty dollars, I do not think it best to comply with now. At the various times when I have helped you a little, you have said to me, &#8220;We can get [...]]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/dave-ramsey-abraham-lincolns-debt-letter-to-his-brother/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Who was the Johnston in Lincoln&#8217;s Debt Letter?  John D. Johnston was Lincoln&#8217;s Step Brother.  Abe sets some boundaries.</title>
		<link>http://www.daveramseyguru.com/who-was-the-johnston-in-lincolns-debt-letter-john-d-johnston-was-lincolns-step-brother-abe-sets-some-boundaries/</link>
		<comments>http://www.daveramseyguru.com/who-was-the-johnston-in-lincolns-debt-letter-john-d-johnston-was-lincolns-step-brother-abe-sets-some-boundaries/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 13:00:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Abraham Lincoln's Debt Letter]]></category>
		<category><![CDATA[Genius of Dave Ramsey]]></category>

		<guid isPermaLink="false">http://www.daveramseyguru.com/who-was-the-johnston-in-lincolns-debt-letter-john-d-johnston-was-lincolns-step-brother-abe-sets-some-boundaries/</guid>
		<description><![CDATA[Dave often talks about the infamous letter that Abe Lincoln penned to a debt-beat, lazy relative who wanted to borrow $80.  If you haven&#8217;t seen the letter, written on December 24, 1858, or want to enjoy it again, it&#8217;s here. There seems to be a lot of disinformation floating around on exactly who the &#8220;Johnston&#8221; [...]]]></description>
		<wfw:commentRss>http://www.daveramseyguru.com/who-was-the-johnston-in-lincolns-debt-letter-john-d-johnston-was-lincolns-step-brother-abe-sets-some-boundaries/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
	</channel>
</rss>

