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The Rave Damsey Toddler Steps to Financial Slavery (The Anti-Dave Ramsey) Den rave Damsey buksetrold skridt til at finansielle slaveri (anti-Dave Ramsey)

The typical, normal, American is broke.  Most view the Dave Ramsey plan as some kind of strange cult and hope those on the plan will come to their senses.  For decades, Americans have been doing the exact opposite of achieving financial peace, the Rave Damsey plan. Den typiske, normal, American er brød. De fleste se Dave Ramsey planen som en slags mærkelige kult og håber de på planen vil komme til deres sanser. I årtier har amerikanerne har gjort det stik modsatte af at opnå økonomisk fred, RAVE Damsey plan.

The Rave Damsey Toddler Steps to Financial Slavery (AKA: Normal in America): Den RAVE Damsey buksetrold Trin til Financial Slaveri (AKA: Normal i Amerika):

#1 - Get your Over Draft “Privilege” down to minus $1,000 at your bank. # 1 - Få din Over Udkast til "Privilege" ned til minus $ 1.000 på din bankkonto.

#2 - Apply for every credit card offer that hits your mailbox for as long as they keep sending them (don’t forget to sign up the dog and your dead relatives!).  Buy yourself a NEW car.  You deserve it since you breath air! # 2 - Anvend for hvert kreditkort tilbyde at hits din postkasse, så længe de holder sende dem (glem ikke at tilmelde dig hunden og din døde slægtninge!). Købe dig en ny bil. Du fortjener det, da du ånde luft!

#3 - Rave Damsey suggests that you have a rainy day fund.  Be responsible!!!  Set aside 3 to 6 credit cards for your “emergency fund”. # 3 - RAVE Damsey foreslår, at du har en regnfuld dag fond. Vær ansvarlig! Braklægning 3 til 6 kreditkort for din "nødfond".

#4 - Cash-out your retirement accounts.  Use this money to buy things you “need” like a new car, a high-def television, or a maybe that much needed family vacation. # 4 - Cash-out dine pensionskonti. Bruge disse penge til at købe ting, du "behov" som en ny bil, en high-def tv, eller måske så meget brug for familieferie.

#5 - Spend your kid’s college fund.  If there is no college fund, piggy banks will do the trick. # 5 - Brug din kid's College fond. Hvis der ikke er college fond, piggy banker vil gøre det trick.

#6 - Get a 2nd or 3rd mortgage on your home.  If you have any equity, you’re not trying hard enough. # 6 - Få en 2. eller 3. pant i dit hjem. Hvis du har nogen egenkapital, du ikke prøver hårdt nok.

#7 - Invest in Zero Down Real Estate and try to guilt trip your friends and relatives on the Dave Ramsey plan to loan you some money (it won’t work, Gary Coleman ). # 7 - Invest i Zero Down Real Estate og forsøge at skyld tur dine venner og familie om Dave Ramsey plan om at låne dig nogle penge (det vil ikke fungere, Gary Coleman).

Join Rave Damsey at his 70 year series on spending money you don’t have and being broke, Financial Slavery University (taught at a local bank near you) and be sure to pick up his latest New York Times Best Seller, The Total Money Meltdown . Join RAVE Damsey på hans 70 år serier om at bruge penge du ikke har, og som brød, Finansielle Slaveri Universitet (undervist på en lokal bank i nærheden af dig) og sørg for at afhente hans seneste New York Times Best sælger, alt Money Meltdown .