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IOUSA Movie - USA Needs a Total Money Makeover ASAP! IOUSA Movie - USA har brug for et samlet penge Makeover ASAP!

Wake up, America! We’re on the brink of a financial meltdown. Vågn op, Amerika! Vi er på randen af en økonomisk nedsmeltning.

Download a full sized version of the movie poster Download en fuld størrelse version af filmen plakat

IOUSA boldly examines the rapidly growing national debt and its consequences for the United States and its citizens. IOUSA modigt undersøger hastigt voksende nationale gæld og dens konsekvenser for USA og dets borgere. As the Baby Boomer generation prepares to retire, will there even be any Social Security benefits left to collect? Som de store årgange forbereder sig på at gå på pension, vil der også være nogen Social Security fordele til venstre for at indsamle? Burdened with an ever-expanding government and military, increased international competition, overextended entitlement programs, and debts to foreign countries that are becoming impossible to honor, America must mend its spendthrift ways or face an economic disaster of epic proportions. Belastes med en stadigt ekspanderende regering og militær, øget international konkurrence, overextended retten programmer, og gæld til udlandet, som bliver umuligt at ære, Amerika skal reparere sin deland måder eller står over for en økonomisk katastrofe af episke proportioner.

Throughout history, the American government has found it nearly impossible to spend only what has been raised through taxes. Gennem historien, den amerikanske regering har fundet det næsten umuligt at tilbringe kun, hvad der er blevet rejst gennem skatter. Wielding candid interviews with both average American taxpayers and government officials, Sundance veteran Patrick Creadon (Wordplay) helps demystify the nation’s financial practices and policies. Wielding ærlige samtaler med både gennemsnitlige amerikanske skatteydere og regeringens embedsmænd, Sundance veteran Patrick Creadon (Berta) hjælper med at afmystificere nation's finansielle praksis og politik. The film follows US Comptroller General David Walker as he crisscrosses the country explaining America’s unsustainable fiscal policies to its citizens. Filmen følger den amerikanske General Comptroller David Walker, som han crisscrosses landet forklarer America's uholdbar finanspolitik på sine borgere.

With surgical precision, Creadon interweaves archival footage and economic data to paint a vivid and alarming profile of America’s current economic situation. Med kirurgisk præcision, Creadon interweaves arkivers optagelser og økonomiske data, der tegner et levende og alarmerende profil af USA's aktuelle økonomiske situation. The ultimate power of IOUSA is that the film moves beyond doomsday rhetoric to proffer potential financial scenarios and propose solutions about how we can recreate a fiscally sound nation for future generations. Den endelige effekt af IOUSA er, at filmen bevæger sig ud over dommedag retorik til at byde potentielle økonomiske scenarier og foreslå løsninger om, hvordan vi kan genskabe en skattemæssigt sund nation for kommende generationer.

Pointedly topical and consummately nonpartisan, IOUSA drives home the message that the only time for America’s financial future is now! Spidst aktuelle og consummately tværpolitisk, IOUSA drev hjem beskeden, at det eneste tidspunkt for USA's økonomiske fremtid er nu!

Bonus Quotes from the movie … Bonus Citater fra filmen ...

Dave Walker on Debt to GDP Projections … Dave Walker på Gæld til BNP Prognoser ...

Deficits and Social Security … Underskud og Social Security ...

Warren Buffett on the Trade Decifit … Warren Buffett på Handel Decifit ...

Related:

• Bob Barr: Americans must see IOUSA Bob Barr: Amerikanerne skal se IOUSA
• Take the Kids to IOUSA Tag Kids til IOUSA
• IOUSA: Documentary Worth a Peek IOUSA: Documentary Worth en Peek
• IOUSA - George Carlin Was Right IOUSA - George Carlin var ret
• IOUSA the Movie Opens in 358 Theatres Across the Nation IOUSA filmen åbnes i 358 Teatre Across the Nation
• IOUSA Movie Trailer (2008): Brink of Financial Collapse IOUSA Movie Trailer (2008): Brink af finansielt sammenbrud
• Recommended: IOUSA Anbefalet: IOUSA
• IOUSA IOUSA
• IOUSA Review IOUSA Review
• IOUSA - Important Documentary IOUSA - vigtigt Dokumentar
• IOUSA - Wake Up! IOUSA - Wake Up!
• IOUSA : The Scariest Movie Ever Made? IOUSA: den Scariest film nogensinde gjort?
• IOUSA - Former US Controller warns country’s finances are unsustainable IOUSA - Tidligere US Controller advarer landets finanser er uholdbare

Posted in Misc. | 1 Comment » Skrevet i Misc. | 1 Comment »

Which senators have no mortgage? Som senatorer har ingen pant?

This really doesn’t tell us if they are totally debt-free, but interesting nonetheless to see for which Senators, the paid off home mortgage has taken the place of the BMW (doubtful). Det er virkelig ikke fortælle os, hvis de er helt gæld-fri, men alligevel interessant at se, for hvilke senatorer, at afbetale hjem pant har taget plads i BMW (tvivlsom).

Senators and members of Congress do not have to disclose anything about their home mortgages — not how much they borrowed, from whom they borrowed it or what interest rate they paid. Senatorer og medlemmer af Kongressen behøver ikke at oplyse noget om deres hjem pant - ikke hvor meget de har lånt, fra hvem de har lånt det, eller hvad rente, de har betalt.

But amid allegations that Countrywide Financial Corp. offered special mortgage deals to two senators, it’s suddenly useful to know who has been lending money to the members of the greatest deliberative body in the world. Men midt påstande om, at Landsdækkende Financial Corp tilbydes særlige prioritetslån omhandler to senatorer, er det pludselig nyttigt at vide, hvem der har været udlåner penge til medlemmerne af de største rådgivende organ i verden.

The Senate Ethics Committee has already launched an investigation into the preferential treatment afforded to the two senators in question, Chris Dodd (D-Conn.) and Kent Conrad (DN.D.), and leading Republicans in the House have called for a wider investigation into whether other lawmakers received any discount rates on their mortgages. Den Senats etiske komité har allerede iværksat en undersøgelse af den særbehandling gives til de to senatorer i spørgsmålet, Chris Dodd (D-Conn.) og Kent Conrad (DN.D.), og førende republikanere i Parlamentet har opfordret til en bredere undersøgelse af, hvorvidt andre lovgivere modtaget nogen kalkulationsrenten på deres realkreditlån.

Although senators are not required to disclose information about their mortgages, Politico put the question to them. Selv om senatorer er ikke forpligtet til at videregive oplysninger om deres realkreditlån, Udenrigspolitik stille spørgsmålet til dem. Earlier this week, Politico staffers called every Senate office and asked for the answers to three questions: Tidligere i denne uge, Udenrigspolitik medarbejdere kaldes hver Senatet kontor og bad om svar på tre spørgsmål:

1. Who is the senator’s home mortgage lender (or lenders, if the senator has more than one residence)? Hvem er den senator hjem pant långiver (eller långivere, hvis senator har mere end én bopæl)?
2. Whom did the senator contact to arrange the loan? Hvem gjorde det senator kontakte for at arrangere lånet?
3. Did the senator receive any special terms? Har senator modtage eventuelle særlige vilkår?

This chart reflects the answers received as of Tuesday, June 24, 2008 at 6 PM EST. Dette diagram afspejler de modtagne svar fra tirsdag den 24 juni 2008 på 6 PM EST. It will be updated as more arrive. Det vil blive opdateret efterhånden som flere ankommer.

The early line: A substantial number of senators — being on average older and wealthier than the US population — don’t have mortgages at all. Den tidlige linje: Et stort antal senatorer - er i gennemsnit ældre og mere velhavende end den amerikanske befolkning - ikke har pant på alle.

[Check on your Senator here.  Note: Lots failed or refused to comply with the information request.  Shocking.] [Tjek om din Senator her. Note: Masser undladt eller nægtet at efterkomme den anmodning om oplysninger. Chokerende.]

Posted in Misc. | No Comments » Skrevet i Misc. | No Comments »

10 Rules for Being Human 10 regler for Human

10 Rules for Being Human 10 regler for Human

by Cherie Carter-Scott ved Cherie Carter-Scott

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FBI Operation Malicious Mortgage to the Rescue - The Government Protecting You Now FBI operation ondsindede realkreditmarked til undsætning - regeringen beskytte dig nu

The government is here to save the universe and has a catchy operation name to boot.  Watch out, here comes Operation Malicious Mortgage to the rescue! Regeringen er her for at redde universet og har en iørefaldende operation navn til at starte op. Pas på, her kommer Operation skadelig Mortgage til undsætning!

From March 1 to June 18, 2008, Operation Malicious Mortgage resulted in 144 mortgage fraud cases in which 406 defendants were charged. Fra 1. marts til den 18 juni 2008, Operation skadelig Mortgage resulterede i 144 pant svig tilfælde, hvor 406 tiltalte blev opladet. Yesterday, 60 arrests were made in mortgage fraud-related cases in 15 districts. I går, 60 anholdelser blev foretaget i pant bedrageri-relaterede sager i 15 distrikter. Charges in Operation Malicious Mortgage cases were brought in every region of the United States and in more than 50 judicial districts by US Attorneys’ Offices based upon the law enforcement and investigative efforts of participating law enforcement agencies. Afgifter i Operation skadelig Mortgage sager i alle regioner i USA og i mere end 50 retskredse af amerikanske Advokater 'kontorer baseret på retshåndhævelse og efterforskningsmæssige indsats i de deltagende retshåndhævende myndigheder. The FBI estimates that approximately $1 billion in losses were inflicted by the mortgage fraud schemes employed in these cases. FBI anslår, at cirka 1 milliard dollar i tab som blev påført ved pant svig, der er beskæftiget i disse tilfælde.

[FULL REPORT] [Hele rapporten]

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The Old Credit Cards in the Ice Block Trick … Den gamle kreditkort i Ice Block trick ...

Before I discovered Dave Ramsey , I used to try games like this one described by the Consumerist today.   The gist is that you freeze your credit cards in a block of ice, so they will be hard to get to when you want to use them.  Yea, right. Før jeg opdagede Dave Ramsey, jeg brugte til at prøve spil som dette er beskrevet af Consumerist dag. Princippet er, at du fryse dit kreditkort i en blok af is, så de vil være svært at komme til, når du ønsker at bruge dem. Yea, højre.

Maybe this works for some folks, but today, I don’t play with snakes. Måske det virker for nogle folk, men i dag, jeg ikke lege med slanger.

I remember deciding to get my card out of the ice block one time, I took ice block with me to the shower and melted it out while I got ready to go out and use it.  Didn’t slow me down even 30 seconds, since I had to shower anyway.  Pitiful. Jeg husker det besluttes at få mit kort ud af isen blokere en tid, jeg fandt is blok med mig til brusebad og smeltede den ud, mens jeg fik klar til at gå ud og bruge det. Har ikke bremse mig ned endnu 30 sekunder, da Jeg skulle brusekabine alligevel. Ynkelige.

Posted in and Stupid , Desperate , Broke | No Comments » Posted in og dumme, Desperate, Holdt | No Comments »

‘Gas Men’ give out Benjamin Franklins to fed up motorists. »Gas Mænd 'give Benjamin Franklins til træt af bilister. These guys must be on Dave Ramsey’s Step 7! Disse gutter skal på Dave Ramsey's Trin 7!

Mysterious ‘Gas Men’ dole out cash at the pumps Mystiske 'Gas Mænd "Dole ud kontanter på pumper

PLAINVILLE, Conn. (AP) — They don’t climb tall buildings in a single bound, but the mysterious “Gas Men” are super heroes to some fed-up motorists. Plainville, Forb (AP) - De er ikke forcere høje bygninger i en enkelt bundet, men den mystiske "Gas Mænd" er super helte til nogle fodres op bilister. The unknown duo were dressed in sunglasses, baseball caps, khakis and matching green golf shirts when they gave Gayle Kilburn a $100 bill on Thursday as she filled up her car at a Citgo in Plainville. Den ukendte duo var iført solbriller, baseball-kasketter, khakis og matchende grønne golf shirts, når de gav Gayle Kilburn en $ 100 regningen på torsdag, da hun fyldes op hendes bil på en Citgo i Plainville.

They also handed her a card that read “Re-Fueling Our Community” and was signed “The Gas Men.” De har også afleveret hende et kort at læse "Re-brændstofpåfyldning Vores Fællesskab" og var underskrevet "Den Gas til mænd."

Kilburn says she was stunned by the gesture and at first thought it was a stunt with Monopoly money. Kilburn siger hun var bedøvet af gestus og i første omgang troede, det var et stunt med Matador penge. She later realized it was real cash and used it to fill her tank. Hun senere indså det var rigtige penge og brugt den til at fylde sin tank.

She said the Gas Men also helped five or six other customers. Hun sagde Gas Mænd har også hjulpet med fem eller seks andre kunder.

Posted in Give like no one else , Step 7 , Giving , Genius of Dave Ramsey | No Comments » Posted i Give som ingen anden, trin 7, Give, Genius af Dave Ramsey | No Comments »

Dave Ramsey talks to Maggie, whose husband handed over full responsibility of their money to her … Dave Ramsey samtaler til Maggie, hvis mand udleveret det fulde ansvar for deres penge til hende ...

Posted in Genius of Dave Ramsey | No Comments » Posted in Genius af Dave Ramsey | No Comments »

McCain has a credit card at 25.99%? McCain har et kreditkort på 25,99%?

Nothing really shocking in this story about the McCain family credit card debt , except that Senator McCain is paying 25.99% on one card!  He needs to call up and threaten to surf the balance. Intet virkelig chokerende i denne historie om den McCain familie kreditkort gæld, bortset fra at senator McCain betaler 25,99% på en kort! Han har brug for at ringe op og truer med at surfe på balance.

In addition, a credit card held jointly by the couple was carrying $10,000 to $15,000 in debt, the filing indicated, at a stiff 25.99 percent interest rate. Hertil kommer, at et kreditkort som ejes i fællesskab af parret havde $ 10.000 til $ 15.000 i gæld, arkivering angivet, på en stiv 25,99 procent rente.

Posted in Maxed Out | No Comments » Posted in Maxed Out | No Comments »

Fully Funded Emergency Fund Email … Fuldt finansieret nødfond e-mail ...

Posted in Video , Fully Funded Emergency Fund , Step 3 , Murphy repellent , Baby Steps , Better Than I Deserve , Genius of Dave Ramsey , Total Money Makeover , Path to Freedom | No Comments » Posted in Video, fuldt finansieret Emergency Fund, Trin 3, Murphy frastødende, Baby Steps, bedre end jeg fortjener, Genius af Dave Ramsey, alt Money Makeover, Sti til Frihed | Ingen Kommentarer »

Queen of Debt has Boundary Issues - Needs Boundaries by Dr. Henry Cloud Dronningen af Gæld har Boundary Problemstillinger - Behov Afgrænsninger af Dr. Henry Cloud

The self-proclaimed “queen of stupid” in this call mentions the book, Boundaries by Dr. Henry Cloud .  Later, Dave tells her that Dr. Cloud would tell her that “sometimes, you need to help him have some problems.” Selvstændige proklameret "dronningen af dumme" i denne indkaldelse nævner bogen, afgrænsning af Dr. Henry Cloud. Senere, Dave fortæller hende, at Dr. Cloud ville fortælle hende, at "nogle gange, du har brug for at hjælpe ham har nogle problemer."

“When I give money, my advice comes with it.” - Dave Ramsey "Når jeg giver penge, mit råd kommer med den." - Dave Ramsey

Posted in Henry Cloud , Dave Books , Recommended Reading List , Boundaries , Video , Direct TV Channel #359 , The Dave Ramsey Show on the Fox Business Network (Direc , Oft Quoted , Genius of Dave Ramsey | No Comments » Posted in Henry Cloud, Dave Bøger, Anbefalet Reading List, afgrænsning, Video, Direkte TV-kanalen # 359, The Dave Ramsey Vis på Fox Business Network (direktiv, OFT Børsnoterede, Genius af Dave Ramsey | No Comments »